Youn Person Car Insurance
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If you are looking for motor insurance and have poor credit, then in the vast majority situations this shouldn't have an impact the car insurance fee that you will be charged.
The majority of car insurance providers are only concerned with you motoring record, for example, whether you have some driving convictions and the number of years that you have not submitted a claim etc.
That is the basis on which the insurers figure out your personal premium, by determining it on your driving history.
Your financial record is not of any consequence to them provided that you can meet the premium.
The single possible difference it may make is that the insurer could instruct you to give the whole premium all up front rather than giving you a month by month direct deduction opportunity.
You should note that almost all car insurers - similar to home insurers - run checks on your credit report. However, this is just for preventing fraud which they do on a routine basis for all customers. The search will confirm your identity. As an example, the insurance provider can investigate that you are officially residing at the same address that you filed on your car insurance application form.
Credit checks such as these will not have an impact your credit score at any time.
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