Specialist Car Insurance Comparison
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If you are looking for car insurance and have poor credit, then in the vast majority situations this won't have an effect the motor insurance fee which they will charge you.
The majority of car insurance companies are only concerned with your driving history, like whether you have driving convictions and the number of years that you have not submitted a claim etc.
That is the basis on which the car insurance companies come up with your personal premium, by considering your motoring history.
Your credit history does not matter to them if you are able to pay the premium.
The single difference might be that the insurance company could instruct you to give the total all in advance rather than providing you with a month by month direct debit alternative.
You should note that nearly all car insurance providers - similar to home insurance providers - do run searches on your credit file. Nevertheless, this is entirely to hinder fraud which they do on a routine basis for everyone who requests insurance. The check will confirm who you are. As an example, the insurer can look to see that you are reported to be living at the same residence that you filed on your motor insurance proposal form.
Searches such as these will not alter your credit rating in the future.
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