Retain Insurance Write Off Car
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Should you be attempting to get car insurance and have poor credit, then in the vast majority situations this would not have an impact the motor insurance premium that you are charged.
Nearly all car insurance providers will only focus on your driving history, such as should you have some convictions and how many years without a claim etc.
That is the basis on which the car insurance companies determine your specific premium, by determining it on your driving history.
Your financial past is not a concern for them provided that you are able to pay the monthly payment.
The one possible difference may be that the insurance company might insist that you pay the total beforehand rather than giving you a monthly automatic deduction choice.
You should note that nearly all car insurers - similar to property insurance providers - do run searches on your credit file. Nonetheless, this is only to hinder fraud which they do on a routine basis for everyone who applies. The check will confirm that you are who you say you are. As an example, the insurer can find out that you are officially residing at the same place that you claimed on your motor insurance proposal form.
Credit checks such as these will not have an impact your credit score down the road.
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